Motorcycle Insurance
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Motorcycle Insurance typically offers a combination of collision, liability, theft, and related coverage designed specifically to meet the needs of motorcycle owners. If you own a motorcycle—whether you ride it or not—you need this coverage to protect you from theft, collision, and other common exposures. Some of the items that may affect premiums;
- Your driving record.
- Where you keep your cycle (in the open or in garage).
- Your credit record.
- How many years you have been driving a motorcycle.
- Your age.
- Previous cycle coverage.
- Anti-theft devices.
- A discount for being a member of associations such as the Harley-Davidson Owners Group (HOG), American Motorcyclist Association (AMA) or the Honda Rider's Club of America (HRCA).
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ATV Insurance
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Most states don't require ATV insurance and you may have limited coverage if you have a homeowners policy. If you have an ATV, we urge you to contact us and let us review your specific policy to determine whether you need a separate ATV Policy.
Many insurance companies offer discounts to help lower your premium such as:
- A discount for completing and approved ATV safety course.
- A discount for owning and insuring multiple ATVs.
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